Sarasota Foreclosure Attorney

Underwater mortgage? Facing foreclosure? We can help.

If you are underwater on your mortgage or are facing foreclosure in Sarasota, The Edwards Law Firm, PL is here to assist you. Our lead attorney, Sheryl A. Edwards, is Board Certified in Real Estate, and has the hard-earned experience in all aspects of real estate law that is needed if you hope to successfully defend against foreclosure. It is strongly advised that when you choose an attorney to represent you that you consider their qualifications and credentials in the area of real estate law. There are a great number of foreclosures in Florida as well as the Sarasota area, and many law firms are jumping into this area of law, promoting that they can serve you in foreclosure defense. These newcomers to foreclosure defense often do not have the depth of understanding and experience in real estate law that our firm has. We can help you calculate whether it makes financial sense to continue to pay your underwater mortgage, implement a plan to get rid of your underwater real estate and fight your foreclosure. You wouldn't choose a dermatologist to perform open heart surgery - why would you choose anyone other than a real estate expert to help you with real estate problems?

Experience Makes the Difference: Foreclosure Defense in Sarasota

Sheryl A. Edwards, a Board Certified Real Estate Specialist, has 16 years of experience in all areas of real estate law, and she will carefully evaluate your situation to determine what can be done to resolve your individual situation. There is no cookie-cutter solution, and every situation demands a painstaking review of the value of your property, your financial situation, and your personal goals, as well as a line by line review of the loan documents. Our firm can identify the best way for you to move forward with your life, to fight against foreclosure and seek out the opportunities you could have, based upon how your mortgage was written, what paperwork may be missing or faulty or even forged in some cases, and how existing government programs and current law could potentially benefit you.

Our firm represents people from all walks of life in foreclosure defense and can help you in your specific foreclosure issue. The foreclosure process has legal requirements, and in many cases we have identified bank or mortgage company errors that can lead to a better resolution for you , including pursuing a short sale or deed in lieu, often possible, allowing you to walk away from an over-financed property that is no longer an investment that is worth keeping . You have foreclosure rights and how your case is addressed can have a huge impact on the final outcome, whether it is to your benefit, or leaves you with facing the repercussions of foreclosure.

There are many reasons why you should fight foreclosure, particularly with the great number of loan documents or foreclosure fillings that are missing crucial paperwork, opening the door to opportunities for those who bought a home during the sub-prime mortgage bubble. We are very familiar with addressing issues involving a second mortgage foreclosure, negotiating a short sale, deed in lieu, and ensuring that you have waiver of deficiency so you aren't forced to pay the bank when the sale is completed. If you make arrangements for a short sale and do not thoroughly understand what a deficiency judgment is, you could face a huge financial liability. We will protect you and your finances, and help you to resolve your real estate problems.

We are experienced in short sale negotiation, how to resolve a homeowner association lien in short sale, cash for keys settlement and answering your questions about " what is a strategic default?" If you are in an underwater mortgage, or have been served a foreclosure notice and have questions about asset protection from deficiency judgment, information about the homestead exemption in Florida, or what is a 1099-A/1099-C , we have the years of experience and depth of knowledge to help you proceed with confidence and allow you to move forward with your life .

Contact a Sarasota foreclosure lawyer from our firm at once if you are searching for an experienced law firm to help you resolve an underwater mortgage problem.